My 2005 QP (Duoselect, 67,000 miles, standard no GT or Sport) was hit in Aspley train station car park. Someone hit the front passenger wing and drove off.
Didn't look too bad.
British Transport Police have tracked him down. Looks like he doesn't have insurance.
Contacted Aviva, they assigned M&A Coachworks (specialist) to assess the car.
It's coming back as a total loss. Repairs estimated at £10,100 (incl VAT) - see attached.
M&ACoachworks put the PAV (pre-accident value) at £7800!
I bought her from Nareman at Nuvola 2 years ago for £19,995. Plus spent £950 on getting the calipers painted red.
Nareman thinks the PAV is harsh (you don't say!) And says £10k might be more reasonable. But I think the insurer has to put in a position to by a similar car from a similar dealer (and there is no way Nuvola or similar aren't going to sell a quality QP, even at the age and mileage, for £10K!)
To make matters worse I didn't take legal cover.
I am hoping to argue up the Pre-Accident Value to £13k.
Get a cash in lieu settlement (for say £8k), and I get "good enough" repairs done for £2k-£3k. That would see me ahead.
Worse case I guess is they offer me £7800, then I have no car - and it doesn't even cover the car loan.
I haven't heard from Aviva yet. Not panicking but it's a pretty horrible situation. Loved that car.
Stupidly I didn't go for Legal Cover on that car (I have on the BMW). Arrgh!
And the damage looks like nothing.
See photos for the damage.
I'm asking M&A Coachworks if the headlamp and bumper really need replacing or if they can be made good enough.
The car was with M&A Coachworks while I was on holiday. As you can imagine this has been a real bummer to come back to.
(I am sitting with a decent little brand new Merc A class 180d courtesy car - and they aren't getting that back until this is sorted)
Would very very much appreciate input from you guys.
a) Pre-accident valuation
b) Repair work options
c) Strategy on the whole situation
Cheers
Didn't look too bad.
British Transport Police have tracked him down. Looks like he doesn't have insurance.
Contacted Aviva, they assigned M&A Coachworks (specialist) to assess the car.
It's coming back as a total loss. Repairs estimated at £10,100 (incl VAT) - see attached.
M&ACoachworks put the PAV (pre-accident value) at £7800!
I bought her from Nareman at Nuvola 2 years ago for £19,995. Plus spent £950 on getting the calipers painted red.
Nareman thinks the PAV is harsh (you don't say!) And says £10k might be more reasonable. But I think the insurer has to put in a position to by a similar car from a similar dealer (and there is no way Nuvola or similar aren't going to sell a quality QP, even at the age and mileage, for £10K!)
To make matters worse I didn't take legal cover.
I am hoping to argue up the Pre-Accident Value to £13k.
Get a cash in lieu settlement (for say £8k), and I get "good enough" repairs done for £2k-£3k. That would see me ahead.
Worse case I guess is they offer me £7800, then I have no car - and it doesn't even cover the car loan.
I haven't heard from Aviva yet. Not panicking but it's a pretty horrible situation. Loved that car.
Stupidly I didn't go for Legal Cover on that car (I have on the BMW). Arrgh!
And the damage looks like nothing.
See photos for the damage.
I'm asking M&A Coachworks if the headlamp and bumper really need replacing or if they can be made good enough.
The car was with M&A Coachworks while I was on holiday. As you can imagine this has been a real bummer to come back to.
(I am sitting with a decent little brand new Merc A class 180d courtesy car - and they aren't getting that back until this is sorted)
Would very very much appreciate input from you guys.
a) Pre-accident valuation
b) Repair work options
c) Strategy on the whole situation
Cheers