I need a new car and for my £30k budget I was looking at a BMW for my daily driver with an annual 25K mileage. Until I stumbled across a 2014-2015 Ghibli diesel or two in my budget and after a test drive I was immediately smitten. However, despite a main dealer salesman telling me services where £400 and £700 recurring, I spoke to the service department and it is more like £800/£1000, brakes are also very expensive. Looks like independents are a little lower but still a rather daunting prospect for me for a diesel saloon. I wondered if I could call upon the experience of you guys for some advice please? Is a warranty a must on a used example? Anyone experienced a third party warranty worth more than the paper it is written on? Can these be serviced on a budget? I'm thinking I can't afford to run one but I like them so much I was hoping there might just be way. I live in Essex if that makes any difference to possible service locations.