I should really go see an IFA as I a, sure I could make my money work better for me, especially from a tax on investments perspective, I thought there was a limit on how much you could put in an ISA in any one year, like 20k which you will ave exceeded due to your success on the markets.
I am most likely mistaken though.
I'm sure there are good IFA's but suspect many will be average at best. It is getting someone that cares and goes that extra mile and not really any different to most industries.
I tend to find I am generally fairly able at most things. Often better than getting someone whose day job it actually is. However of course there are zillions of people who are far better at myself doing their day job.....it is just finding them.
You can put £20k per annum you and wife so £40k per annum. I had 2 years worth added a few years back in a cash ISA doing nothing so transferred it all to an Investment ISA with IG to allow me to make it work hard by investing/managing it myself.
I am far from useless but far from an expert but have made circa 10% return every month and more so far. Hopefully as the pot grows the percentage required to return a decent figure becomes easier. I've done loads of spread betting on commodities/Forex as well and keep nicking profit there as well.
It really wouldn't be difficult to beat a bank, fund or most off the shelf investments/funds doing it yourself in an Investment ISA.