It doesAs as I recall when I had Green Flag, the cover excludes vehicles over 16 years of age. That was a few years ago. Not sure if it still applies this exclusion.
Afternoon,
A week in a 1999 car France/Belgium/Germany.
Anybody have any suggestions or just go with the AA?
thanks
Just to let you know, when Nationwide tried to sell me their Flex Plus account a few years back, the major condition to open a Flex Plus was that my salary had to be paid into the account, effectively making me change my bank. Also, take note that Nationwide's Flex Plus account travel insurance does not cover you for pre-existing medical conditions. if you are in your 40's and upwards there is a good chance that you have hypertension or diabetes, high cholesterol or wear and tear on joints that could lead to a claim - that would not be covered as it was 'pre-existing' and needed to have been declared. Another definition of pre-existing is anything for which you are taking regular (repeat) medication, or have undergone tests and treatment with a hospital specialist (other than at A&E) in the past x years. In the event of a claim, the insurer asks the surgery for a copy of your records and your prescription medications list to see if you disclosed all the conditions. Anything that was not disclosed renders the cover nil and void potentially leaving you a big private care fee when on holiday abroad if you need to make a claim.Thank you will have a look this week.
Just to let you know, when Nationwide tried to sell me their Flex Plus account a few years back, the major condition to open a Flex Plus was that my salary had to be paid into the account, effectively making me change my bank. Also, take note that Nationwide's Flex Plus account travel insurance does not cover you for pre-existing medical conditions. if you are in your 40's and upwards there is a good chance that you have hypertension or diabetes, high cholesterol or wear and tear on joints that could lead to a claim - that would not be covered as it was 'pre-existing' and needed to have been declared. Another definition of pre-existing is anything for which you are taking regular (repeat) medication, or have undergone tests and treatment with a hospital specialist (other than at A&E) in the past x years. In the event of a claim, the insurer asks the surgery for a copy of your records and your prescription medications list to see if you disclosed all the conditions. Anything that was not disclosed renders the cover nil and void potentially leaving you a big private care fee when on holiday abroad if you need to make a claim.
So I'm just saying that the bundle package looks attractive at £13 per month, but the devil is in the details. Caveat emptor.
It wasn’t a requirement to have salary paid into the Flex Plus account when I opened ours a few weeks ago. And yes, pre-existing medical conditions are an issue for all travel insurance … not just that offered through Nationwide.
We both pay into ours as we use it to pay household bills - and I think for a small premium because of my osteoporosis I get full medical coverIt wasn’t a requirement to have salary paid into the Flex Plus account when I opened ours a few weeks ago. And yes, pre-existing medical conditions are an issue for all travel insurance … not just that offered through Nationwide.
Ditto for me - a small premium ca 50 pa for disclosed ailments but no extra for the fit (in many ways ) Wee Woman. When we reach 70 there is an additional cost tbd.
That’s very helpful, I’m off on a banger rally in a few weeks with an 18 year old car so about to look for breakdown cover - cheers.Last day in Belgium.
I ended up with the AA some of the above suggestions wouldn't accept a 1999 car. £110
Other than being towed in a small Belgian town car has performed without issue !!
That's a youngster - mine's got two years on that!18 year old car