The only thing I would ask is do you need to work? If you don’t then find an exit strategy and then do something completely different. I retired at 55 and since then have had a couple of random **** jobs, done a degree in a subject I’m really interested in, travelled, bought a Maserati, been a radio DJ, done a lot of music writing, learned to play golf, volunteered at Citizens Advice for the last five years and worked for the football club I have supported all my life. The last 6 years have probably been the best I’ve ever had and I’m still excited about what I’m going to do next.