"I alas think it's a bit too much of a stretch, especially as I'm not a hands-on mechanic"
I think if you can only use dealers, a long way away and you are working on a tight budget you may well be right. I think if i had tried to run my car on a strict budget it would have been sold many years ago, its just not that predictable, and its fragile, stuff just breaks. While i have averaged about 2.5k per year running cost there have been some really good years and some really bad ones, and it surviving the bad ones that allows you to keep the car running. I also reckon if i had only used dealers and garages for all the repairs it would have been closer to 4K per year. so if you buy a cheap car at 8k and then have to fork out 4k a year to keep it running this will quickly become a bit loony. Hence the general advice to spend a bit more up front and get a car with all the work done, as this will stop you hitting big bills straight away (not forever!). Hope you find your way into Maserati ownership, it is worth it i think!