Morning from a lovely sunny and frosty Groningen. Most of the day here and then I'll drive to Nijmegen.
Newton, that Sri Lankan is not the norm I assure you.
On the insurance front, I have used Adrian Flux for insurance, when I wrote off the old Spyder. They were really good to deal with, and paid out the actual market value. I changed insurer with the new GS, but the Saab is still with them as all the mods are fully covered.
The only issue I have had its the European breakdown assistance was a shambles when a water pipe busy on the Saab. Interestingly, they've done changed with which company they arrange this.